Insurance Coverage Information

United Regional accepts a wide variety of insurance from many different companies. This guide will help you determine if your insurance plan is accepted for services across our health system.

Commercial & Managed Care Plans: Employer Group Sponsored Plans

• Accountable Health Partners  
• Aetna
• Blue Cross Blue Shield - Preferred Provider Organization (PPO)
• Blue Cross Blue Shield - Health Maintenance Organization  (HMO)
• Beech Street  
• Cigna
• Healthsmart  
• Multiplan (Claritev)  
• Private Healthcare Systems Inc. (PHCS Claritev)  
• True Choice  
• Unicare  
• UnitedHealthcare Preferred Provider Organization (PPO) 

Exchange Plans

• Blue Cross Blue Shield - Affordable Care Act

Medicaid Plans

• Children's Health Insurance Program (CHIP)
• Amerigroup (Wellpoint)  
• Superior  
• First Care  
• Texas Traditional Medicaid

Medicare & Medicare Advantage

• Traditional Medicare
• Medicare Advantage - Aetna 
• Medicare Advantage - United Healthcare
• Medicare Advantage - American Health Plans

Other Insurances

• Tricare  
• Triwest  
• Veterans Administration

In-Network Coverage

To understand what care is covered by your insurance plan, please contact your insurance company directly.

To estimate possible out of pocket costs, our online estimate tool can help calculate expenses before your visit.

Click here to access the tool in MyChart.

Out-of-Network Information

We do not accept out-of-network Medicare Advantage plans for non-emergency services. Other out-of-network plans will require prior authorization from your insurance company. If your insurance company does not agree to coverage, you could incur higher out of pocket costs. 

What if I recently lost coverage?

If you have recently lost insurance coverage, you have 60 days to enroll in a new plan outside of a normal open enrollment period. Some possible sources of coverage are:

• Enroll in Continuation of Health Coverage (COBRA) with your former employer 
• Join your spouse group plan
• Get on your parents plan if you’re under 26
• Join a Health Insurance Marketplace plan  

The Texas Department of Insurance (TDI) has more guidance on finding suitable insurance coverage for your healthcare needs in the videos below or click here to view the TDI health care coverage guide.